{"id":27417,"date":"2017-11-15T09:45:16","date_gmt":"2017-11-15T09:45:16","guid":{"rendered":"https:\/\/www.everestfuneral.com\/wfg-us\/?page_id=27417"},"modified":"2019-11-14T08:38:07","modified_gmt":"2019-11-14T08:38:07","slug":"everything-need-know-whole-life-insurance","status":"publish","type":"page","link":"https:\/\/www.everestfuneral.com\/wfg-us\/everything-need-know-whole-life-insurance\/","title":{"rendered":"Everything You Need to Know About Whole Life Insurance"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; module_class=&#8221;black-banner-section&#8221; _builder_version=&#8221;3.18.7&#8243; background_color=&#8221;#51595b&#8221; background_image=&#8221;https:\/\/www.everestfuneral.com\/wfg-us\/wp-content\/uploads\/2017\/06\/WFGHeader.png&#8221; background_size=&#8221;contain&#8221; background_position=&#8221;bottom_center&#8221; custom_padding=&#8221;0px||0px|&#8221; global_module=&#8221;27281&#8243;][et_pb_row column_structure=&#8221;1_4,1_2,1_4&#8243; module_class=&#8221;container&#8221; _builder_version=&#8221;3.25&#8243; max_width=&#8221;1080px&#8221; custom_padding=&#8221;0px|||&#8221;][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;3.0.47&#8243; custom_padding=&#8221;|||&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_text admin_label=&#8221;The Everest Package&#8221; module_class=&#8221;left-text&#8221; _builder_version=&#8221;3.27.4&#8243;]<\/p>\n<h1>The<\/h1>\n<h1><b>Everest<\/b><\/h1>\n<h1><b>Package<\/b><\/h1>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;3.0.47&#8243; custom_padding=&#8221;|||&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_text admin_label=&#8221;Funeral Concierge + Life Insurance&#8221; module_class=&#8221;middle-text&#8221; _builder_version=&#8221;3.27.4&#8243;]<\/p>\n<p>Funeral Concierge + Life Insurance<br \/><span class=\"second-line\">Underwritten by IA American<\/span><\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;3.0.47&#8243; custom_padding=&#8221;|||&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_text admin_label=&#8221;Blue box&#8221; module_class=&#8221;show-client&#8221; _builder_version=&#8221;3.27.4&#8243;]<\/p>\n<div class=\"show-client-box\">\n<div class=\"info\"><b>Check<\/b><br \/>Agent efile to see status of your clients&#8217; applications<\/div>\n<div class=\"button\"><a class=\"btn-style\" href=\"https:\/\/www.iaamerican-waco.com\/Marketing\/marketinglogon.php\" target=\"_blank\" rel=\"noopener noreferrer\">Login<\/a><\/div>\n<\/div>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; module_class=&#8221;page-section&#8221; _builder_version=&#8221;3.22&#8243;][et_pb_row module_class=&#8221;life-insurence-section&#8221; _builder_version=&#8221;3.27.4&#8243; custom_margin=&#8221;||15%|&#8221; z_index_tablet=&#8221;500&#8243; box_shadow_horizontal_tablet=&#8221;0px&#8221; box_shadow_vertical_tablet=&#8221;0px&#8221; box_shadow_blur_tablet=&#8221;40px&#8221; box_shadow_spread_tablet=&#8221;0px&#8221; column_structure=&#8221;3_4,1_4&#8243;][et_pb_column type=&#8221;3_4&#8243; module_class=&#8221;life-insurence-col&#8221; _builder_version=&#8221;3.0.47&#8243; custom_padding=&#8221;|||&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_text _builder_version=&#8221;4.0.6&#8243; z_index_tablet=&#8221;500&#8243; hover_enabled=&#8221;0&#8243; text_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; text_text_shadow_vertical_length_tablet=&#8221;0px&#8221; text_text_shadow_blur_strength_tablet=&#8221;1px&#8221; link_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; link_text_shadow_vertical_length_tablet=&#8221;0px&#8221; link_text_shadow_blur_strength_tablet=&#8221;1px&#8221; ul_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; ul_text_shadow_vertical_length_tablet=&#8221;0px&#8221; ul_text_shadow_blur_strength_tablet=&#8221;1px&#8221; ol_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; ol_text_shadow_vertical_length_tablet=&#8221;0px&#8221; ol_text_shadow_blur_strength_tablet=&#8221;1px&#8221; quote_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; quote_text_shadow_vertical_length_tablet=&#8221;0px&#8221; quote_text_shadow_blur_strength_tablet=&#8221;1px&#8221; header_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; header_text_shadow_vertical_length_tablet=&#8221;0px&#8221; header_text_shadow_blur_strength_tablet=&#8221;1px&#8221; header_2_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; header_2_text_shadow_vertical_length_tablet=&#8221;0px&#8221; header_2_text_shadow_blur_strength_tablet=&#8221;1px&#8221; header_3_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; header_3_text_shadow_vertical_length_tablet=&#8221;0px&#8221; header_3_text_shadow_blur_strength_tablet=&#8221;1px&#8221; header_4_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; header_4_text_shadow_vertical_length_tablet=&#8221;0px&#8221; header_4_text_shadow_blur_strength_tablet=&#8221;1px&#8221; header_5_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; header_5_text_shadow_vertical_length_tablet=&#8221;0px&#8221; header_5_text_shadow_blur_strength_tablet=&#8221;1px&#8221; header_6_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; header_6_text_shadow_vertical_length_tablet=&#8221;0px&#8221; header_6_text_shadow_blur_strength_tablet=&#8221;1px&#8221; box_shadow_horizontal_tablet=&#8221;0px&#8221; box_shadow_vertical_tablet=&#8221;0px&#8221; box_shadow_blur_tablet=&#8221;40px&#8221; box_shadow_spread_tablet=&#8221;0px&#8221;]<\/p>\n<h2 class=\"blue-text\"><strong>Everything You Need to Know About Whole Life Insurance<\/strong><\/h2>\n<h3>Agent Training<\/h3>\n<p><a class=\"yellow-arrow\" href=\"https:\/\/www.everestfuneral.com\/wfg-us\/wp-content\/uploads\/files\/AdvantageAndAdvantage50PlusFinalExpenseTraining.ppsx\" target=\"_blank\" rel=\"noopener noreferrer\">Advantage &amp; Advantage &#8211; 50 Plus Final Expense Training<\/a><\/p>\n<hr \/>\n<h3>Agent Guides<\/h3>\n<p><a class=\"yellow-arrow\" href=\"https:\/\/www.everestfuneral.com\/wfg-us\/wp-content\/uploads\/files\/AdvantageAgentGuide.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Advantage &amp; Advantage &#8211; 50 Plus<\/a><\/p>\n<p><a class=\"yellow-arrow\" href=\"https:\/\/www.everestfuneral.com\/wfg-us\/wp-content\/uploads\/files\/Prime_Advantage_Agent_Guide_3598.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Prime Advantage<\/a><\/p>\n<hr \/>\n<h3>Non-USA Citizen Guidelines<\/h3>\n<p><a class=\"yellow-arrow\" href=\"https:\/\/www.everestfuneral.com\/wfg-us\/wp-content\/uploads\/files\/Non-USACitizenGuidelines.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Guidelines<\/a><\/p>\n<p><a class=\"yellow-arrow\" href=\"https:\/\/www.everestfuneral.com\/wfg-us\/wp-content\/uploads\/files\/Non-USA-Citizen-IA-WFG-Questionnaire.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Non-USA Citizen Questionnaire<\/a><\/p>\n<p><a class=\"yellow-arrow\" href=\"https:\/\/www.everestfuneral.com\/wfg-us\/wp-content\/uploads\/files\/IRS-FORM-4506T.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">IRS Form 4506T<\/a><\/p>\n<hr \/>\n<h3>Application Flowcharts<\/h3>\n<p><div class='one_half'>\n\t\t\t\t\t<a class=\"yellow-arrow\" href=\"https:\/\/www.everestfuneral.com\/wfg-us\/wp-content\/uploads\/files\/AdvantageFlowchart.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Advantage (Ages 0 &#8211; 49)<\/a>\n\t\t\t\t<\/div><div class='one_half et_column_last'>\n\t\t\t\t\t<a class=\"yellow-arrow\" href=\"https:\/\/everestfuneral.com\/wfg-us\/wp-content\/uploads\/files\/Advantage50PlusFlowchart.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Advantage &#8211; 50 Plus (Ages 50 &#8211; 85)<\/a>\n\t\t\t\t<\/div><div class='clear'><\/div><\/p>\n<hr \/>\n<h3>Use Online Quoting Tool<\/h3>\n<p>Agents must use their IA American Agent Number (5 + WFG ID) when using the quoting tool.<\/p>\n<p><a class=\"yellow-arrow\" href=\"http:\/\/www.insuranceapplication.com\/PhoneQuote\" target=\"_blank\" rel=\"noopener noreferrer\">Life Insurance Quote<\/a><\/p>\n<hr \/>\n<h3>Print Quote Sheets<\/h3>\n<p><div class='one_half'>\n\t\t\t\t\t<a class=\"yellow-arrow\" href=\"https:\/\/www.everestfuneral.com\/wfg-us\/wp-content\/uploads\/files\/AdvantageQuoteSheet.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Advantage (Ages 0 &#8211; 49)<\/a>\n\t\t\t\t<\/div><div class='one_half et_column_last'>\n\t\t\t\t\t<a class=\"yellow-arrow\" href=\"https:\/\/www.everestfuneral.com\/wfg-us\/wp-content\/uploads\/files\/Advantage50PlusQuoteSheet.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Advantage &#8211; 50 Plus (Ages 50 &#8211; 85)<\/a>\n\t\t\t\t<\/div><div class='clear'><\/div><\/p>\n<hr \/>\n<h3>Tips for Completing an Application<\/h3>\n<p><a class=\"yellow-arrow\" href=\"https:\/\/www.everestfuneral.com\/wfg-us\/wp-content\/uploads\/files\/AdvantagePremiumPaymentModeProcedures.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Premium Payment and Mode Procedures<\/a><\/p>\n<div class=\"video-list-bottom-line\" style=\"margin-top: 40px; margin-bottom: 30px;\"><\/div>\n<h3 id=\"applications-required-forms\" class=\"blue-text\"><strong>Applications and Required Forms<\/strong><\/h3>\n\t<div class=\"appform\">\n\t\t<div class=\"formRow stateRow\">\n\t\t\t<label>State:<\/label>\n\t\t\t<select class=\"state-select\">\n\t\t\t\t<option value=\"0\">- Select State -<\/option>\n\t\t\t\t<option value=\"24\">Alabama<\/option><option value=\"25\">Alaska<\/option><option value=\"26\">Arizona<\/option><option value=\"27\">Arkansas<\/option><option value=\"28\">California<\/option><option value=\"29\">Colorado<\/option><option value=\"30\">Connecticut<\/option><option value=\"31\">Delaware<\/option><option value=\"32\">District of Columbia<\/option><option value=\"33\">Florida<\/option><option value=\"34\">Georgia<\/option><option value=\"35\">Hawaii<\/option><option value=\"36\">Idaho<\/option><option value=\"37\">Illinois<\/option><option value=\"38\">Indiana<\/option><option value=\"39\">Iowa<\/option><option value=\"40\">Kansas<\/option><option value=\"41\">Kentucky<\/option><option value=\"42\">Louisiana<\/option><option value=\"72\">Maine<\/option><option value=\"43\">Maryland<\/option><option value=\"44\">Massachusetts<\/option><option value=\"45\">Michigan<\/option><option value=\"46\">Minnesota<\/option><option value=\"47\">Mississippi<\/option><option value=\"48\">Missouri<\/option><option value=\"49\">Nebraska<\/option><option value=\"50\">Nevada<\/option><option value=\"51\">New Hampshire<\/option><option value=\"52\">New Jersey<\/option><option value=\"53\">New Mexico<\/option><option value=\"54\">North Carolina<\/option><option value=\"55\">North Dakota<\/option><option value=\"56\">Ohio<\/option><option value=\"57\">Oklahoma<\/option><option value=\"58\">Oregon<\/option><option value=\"59\">Pennsylvania<\/option><option value=\"60\">Rhode Island<\/option><option value=\"61\">South Carolina<\/option><option value=\"62\">South Dakota<\/option><option value=\"63\">Tennessee<\/option><option value=\"64\">Texas<\/option><option value=\"65\">Utah<\/option><option value=\"66\">Vermont<\/option><option value=\"67\">Virginia<\/option><option value=\"68\">Washington<\/option><option value=\"69\">West Virginia<\/option><option value=\"70\">Wisconsin<\/option><option value=\"71\">Wyoming<\/option>\t\t\t<\/select>\n\t\t<\/div>\n\t\t<div class=\"formRow productRow\"><\/div>\n\t\t<div class=\"formRow formTable\"><\/div>\n\t\t<script>\n\t\t  jQuery(function($){\n\t\t        $(document).ready(function(){\n\t\t        \t$(document).on('change', '.state-select', function(){\n\t\t        \t\tvar state_id = $(this).val();\n\t\t                var data = {\n\t\t                    'action': 'everest_show_products_select',\n\t\t                    'state_id': state_id\n\t\t                };\n\t\t                $.post('https:\/\/www.everestfuneral.com\/wfg-us\/wp-admin\/admin-ajax.php', data, function(res) {\n\t\t                    if(res != \"\"){\n\t\t                    \t$('.productRow').html(res);\n\t\t                    }\n\t\t                });\n\t\t        \t});\n\t\t        \t$(document).on('change', '.product-select', function(){\n\t\t        \t\tvar state_id = $(this).parent().parent().find('.stateRow').find('.state-select').val();\n\t\t        \t\tvar product_id = $(this).val();\n\t\t                var data = {\n\t\t                    'action': 'everest_show_form_table',\n\t\t                    'state_id': state_id,\n\t\t                    'product_id': product_id\n\t\t                };\n\t\t                $.post('https:\/\/www.everestfuneral.com\/wfg-us\/wp-admin\/admin-ajax.php', data, function(res) {\n\t\t                    if(res != \"\"){\n\t\t                    \t$('.formTable').html(res);\n\t\t                    } else {\n\t\t                    \t$('.formTable').html('');\n\t\t                    }\n\t\t                });\n\t\t        \t})\n\t\t        })\n\t\t  });\n\t\t<\/script>\n\t<\/div>\n\t\n<div class=\"video-list-bottom-line\" style=\"margin-top: 40px;\"><\/div>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_4&#8243; 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